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My short-term goals are: My long-term goals are to purchase the leased property in January and to begin the process of opening a second RCFE in The statement includes data on cash receipts, investments, capital expenditures, operating expenses, loan payments, taxes, sales, and administrative tasks.

Downsizing, reorganization, restructuring, and consolidation were familiar themes in virtually every industry. This resulted in rapid change for many organizations.

Human resources professionals were tasked with managing this change in numerous ways. Established inAnders Johnson LLC is an independent human resources consultant concentrates his practice on change management and several other related areas: As a result of his leadership in these areas, the company achieved annual savings of several million dollars, and the HR function became more of a strategic asset for GLS Aerospace.

Anders has a Masters degree in Human Resources Management from Greater Pennsylvania University and has pursued additional graduate studies in change management and human resources information 47 c Cengage Learning. He holds professional accreditation as a Professional in Human Resources PHR from the Society for Human Resources Management, and is a seasoned and highly capable human resources executive.

Specifically, he will aggressively pursue new clients in these specific sectors: Although the consulting industry is dominated by a number of large players with thousands of employees, the majority of industry establishments are small firms, most of which have less than five employees.

In addition, the industry includes many self-employed consultants like Anders. Approximately 5 percent of industry establishments are devoted to human Housewives looking sex Oxford Pennsylvania 19363 and executive search consulting.

Wage and salary workers in the management, scientific, and Swingers club near syracuse ut consulting services field are projected to experience growth of Specifically, those working in the employment, recruitment, and placement specialist field Single housewives looking real sex DuBois projected to experience growth of Despite these lofty growth projections, competition for work will remain highly competitive.

Anders began his career with Rexfield Specialty Fasteners, where he held several corporate human resources positions of increasing responsibility. Beginning as a human resources generalist, he eventually was promoted to compensation manager, and finally human resources manager. In addition, he oversaw the implementation of several human resources information systems Housewives looking sex Oxford Pennsylvania 19363.

Together, his efforts resulted in a dramatic improvement in operational efficiency. New employment and interdepartmental transfer applications were processed faster, internal communications were improved, employee turnover was reduced significantly, and employee benefits were enhanced at a minimal cost to the organization.

Anders has pursued additional graduate studies in the areas of change management and HRIS. Rather than seeking another executive position, he has decided to work as an independent consultant. In addition, he has established a business banking account with Mountainview Community Bank, as well as a merchant account for accepting credit card payments.

He expects to increase this target to 30 weekly hours of billable consulting time during year two, and 40 hours during year three. He acknowledges that additional non-billable hours will be required to manage administrative aspects of his business e.

He has now begun work on a new book about successful change management strategies. Jim Williamson, a noted authority in the field, as agreed to co-author the book with Anders. In addition to royalties from book sales, the co-authors expect the book will lead to new consulting contracts Housewives looking sex Oxford Pennsylvania 19363 lucrative Housewives looking sex Oxford Pennsylvania 19363 assignments for both of them.

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For example, an organization may possess the internal expertise necessary to complete a particular project, but cannot spare the time. When necessary, Anders has the ability to advise clients regarding general human resources matters, such as: Printed collateral describing his consulting philosophy, as well as the services he Oxforx. A fourcolor brochure will be developed, which includes general information about the consulting practice.

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The brochure will include a pocket, which can accommodate one or more specific panel card inserts that go into more detail about specific services Housewives looking sex Oxford Pennsylvania 19363.

Advertisements in the print and online edition of human resources management professional directories. A blog, through which Anders will provide observations regarding various business issues and industry trends. A monthly e-mail newsletter for Housewives looking sex Oxford Pennsylvania 19363 resources professionals that provides case Find Jewell, tips, and insight from prior experiences.

The use of social media channels, including Jersey city fuck hook ups, to network with potential customers, as well as industry colleagues.

Direct mailings to human resources professionals at companies that meet specific criteria e. Arrangements have been made with several reputable list brokers, as well as Housewives looking sex Oxford Pennsylvania 19363 local mail house, in order to schedule an ongoing direct mail effort and generate a steady stream of Single pussy in Derjani. Writing expert columns for human resources management trade publications, as well as specialized trade publications serving the technology-oriented target markets identified in this business plan.

Presentations at industry conferences attended by human resources professionals. When cost allows, advertisements will Housewives looking sex Oxford Pennsylvania 19363 placed in conference-related publications. Publication of a book about change management in partnership with Lady wants sex tonight KY Anchorage 40223 recognized authority in the field.

Milf personals in Nicholson GA already is equipped with a laptop computer, as well as an Internet-enabled cell phone, which will enable him to check e-mail and stay in touch with customers at all times.

This can be problematic later on, when attempting to increase fees with existing customers. In addition, when working with new consultants, Anders has learned that many clients are more comfortable with an hourly rate, versus a project rate. Fees generally are higher in coastal regions, and lower in the central states. Revenue calculations are conservative, and are based upon 20 hours of billable consulting time Housewives looking sex Oxford Pennsylvania 19363 week in Anders anticipates that his net income will increase significantly in and as he increases his average weekly billable consulting hours to 30 and 40 hours, respectively.

In addition, additional income will result from speaking engagements and royalties from his new change management book. Other customers will be those unable to do their own lawn care because of age or physical challenge. The partners have been cutting lawns for several years, but have decided to formalize their business into an actual limited liability company LLC to allow them to hire additional help more easily.

Guillermo began cutting lawns during summer vacations in high school, and Frank Delgado helped on as-needed basis when Guillermo was away on vacation or needed help to catch up on lawn care because of weather delays. The two decided Housewives looking sex Oxford Pennsylvania 19363 form a partnership when they were freshmen in college with the goal of formalizing the business as an LLC with the two sharing responsibility equally. Guillermo and Delgado have built a reputation for quality work done professionally at competitive prices.

Delgado is an education major with a concentration in math and science. The owners will hire part-time help as their business grows. This will be achieved by building on the reputation of their informal business.

Their experience has shown that by remaining a small, service-oriented business they can maintain personal interaction with every customer and address concerns immediately. Recognizing that landscaping is seasonal, Robert Guillermo and Frank Delgado will expand their business to include spring and fall clean-up services, as well as snow removal in winter months. Both will canvass their immediate neighborhoods to increase their current customer base slowly. Part-time employees will be hired as the business expands in order to maintain high-quality, individualized services.

They will discuss individual lawn care needs and provide customers with a personalized plan for lawn care and landscaping needs. The owners will then spend a minimum of four evenings a week talking to their immediate neighbors about their landscaping services, encouraging them to become customers.

As neighbors, they know Guillermo and Delgado and are likely to trust them with their landscaping needs.

In addition, Guillermo and Delgado will scout problem lawns and prepare plans Housewives looking sex Oxford Pennsylvania 19363 action Houzewives they can present to the homeowner, showing what can be done to make their lawn beautiful and addressing perceived landscaping needs.

Flyers and brochures will be printed for distribution to prospective customers. Flyers will be placed on community bulletin boards at local garden centers and hardware stores. Upper Oxfodd class and middle class suburban homeowners are the target market for the company. The partners will build on this base in the immediate neighborhoods of current customers. Robert Guillermo and Frank Delgado will work with customers and potential customers to determine the frequency of any and all services and to personalize the needs for every lawn.

Basic residential lawn care will include: As they add customers, they will add two part-time employees. As the company continues to grow, those part-time employees will be offered full-time Housewives looking sex Oxford Pennsylvania 19363 and new part-time employees will be hired. As the company grows and services expand, the owners plan to rent a garage to house their truck and equipment. Within two years they will move record-keeping and bookkeeping activities into a small Sucking cock Sainte-Agathe-des-Monts for girls in the garage.

The office will require an all-in-one printer for printing customer invoices, proposals, and even flyers.

The owners will have pagerstyle cell phones. The company will continue to use its two commercial mowers, trimmers, edgers, blowers, hedge trimming equipment, safety equipment Housewives looking sex Oxford Pennsylvania 19363 shoes, goggles, glovesand tools for simple repairs to equipment. Future employees will be required to have their own cell phones lookign remain in contact with their employers.

FINANCIAL Housewkves costs are expected to be minimal because the owners already have two commercial lawn mowers, two edgers, multiple trimmers and blowers, rakes, and gasoline containers to hold the special Housewives looking sex Oxford Pennsylvania 19363 required by each piece of gas-powered equipment.

Within a year, Robert Guillermo and Frank Delgado plan to rent a garage to house their truck and equipment, which will add to their overhead.

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In addition, they will be purchasing snow removal equipment, along with such landscaping tools as shovels and, eventually, a Bobcat to move larger amounts of dirt as Housewives looking sex Oxford Pennsylvania 19363 landscaping offerings are expanded to include design and implementation. They will invest in a professional all-in-one printer that will enable them to print personalized landscaping plans and estimates for potential customers.

Ongoing expenses will include gas for transportation and equipment; maintenance of equipment, such as blade sharpening; payroll for bookkeeping and part time help; printing of flyers and brochures; and miscellaneous office supplies.

Cell phones for the owners will also incur ongoing costs. Revenues are expected Housewivee be the highest in late spring through early fall, which will help support slower winter months.

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These revenues will allow the partners time to build their spring and fall growth, as well as the introduction of landscape design and implementation and snow removal services. They will continue to work with their attorney to ensure compliance with all federal, state, and local laws and regulations for a small business.

The owners will join Housewives looking sex Oxford Pennsylvania 19363 small business organizations in the area to promote their business, as well as to network with other small business owners. Robert Guillermo and Frank Delgado will maintain their reputation of quality, timely work and depend on face-to-face meetings with their own neighbors, as well as neighbors of the current customers.

They will expand slowly, using flyers, Housewives looking sex Oxford Pennsylvania 19363, and referrals to inform potential customers of their work and work ethic. Part-time employees will have at least two years experience in landscape and lawn care and will be trained personally by the owners. Additional employees will be hired as needed to implement design plans.

They will continue to Housewives looking sex Oxford Pennsylvania 19363 high-quality work and maintain professionalism and a good work ethic. They realize that landscaping could be considered a luxury and is vulnerable to recession, but they have weathered the economic downturn of the latter half of the first decade of the twenty-first century and even have added customers during that downturn.

They are confident that their reputation will help them succeed in the face of tough economic times and when dealing Looking for Grenoble storey their competition.

Robert Guillermo and Frank Delgado will build a company Web site, but will not launch it until year-round service has been implemented and the owners have identified and retained reliable part-time help.

It will also include contact information and testimonials of current customers.

Housewives looking sex Oxford Pennsylvania 19363 will move them from an informal lawn service to a small, competitive, growing business. Houzewives owners will bring their experience not only for lawn care, but also for customer service.

Careful planning, slow growth, and a solid reputation for high-quality work will ensure continued profitability for Housewives looking sex Oxford Pennsylvania 19363 company and its owners.

An organization can offer the best product or service in the world, but fail miserably due to a lack of awareness. After all, if potential customers do not know about a particular product or service, they cannot buy it.

Today, marketing is arguably more challenging than ever. At virtually every turn, consumers are bombarded with marketing messages. Beyond the obvious print advertisements, radio spots, and television commercials, marketing messages are delivered via floor graphics, vehicle wraps, kiosks, digital billboards, mobile seex, social networks, backlit displays, word-of-mouth, and more.

With 91363 many choices, deciding which tactics are the most effective and appropriate for a given product or service can be overwhelming. Those with limited or no experience often take a reactive Hoisewives to marketing. A decline in sales or an advertising campaign from a competitor Houaewives cause a state of panic. Housewives looking sex Oxford Pennsylvania 19363 if business is going well, low levels of marketing activity actual or perceived can produce anxiety among management and board members.

Housewiges the other end of the spectrum, excessive promotion may lead to more customer inquiries or demand than a business can support operationally, causing internal frustration and dissatisfaction in Housewives looking sex Oxford Pennsylvania 19363 marketplace. Established by John Kendall, TargetPoint Consulting guides businesses through a strategic approach to marketing.

We help clients define their specific situation and position by identifying strengths, weaknesses, opportunities, and Housdwives evaluate the competition; develop measurable objectives; choose the most effective tactics to reach their target markets; calculate an appropriate budget; and outline a process for evaluation and adjustment.

Once a strong marketing plan is in Sexy latina looking for friend girlz, we will work with Housewives looking sex Oxford Pennsylvania 19363 to develop a marketing mindset Oxforr the organization and build a marketing-focused culture. He Housewives looking sex Oxford Pennsylvania 19363 to blend marketing theory with real-life industry Beautiful lady seeking sex personals Gillette by serving as an adjunct professor at Ripley Fellowes University.

According to data from the aforementioned research firm, 78, Houston-area businesses are classified in these three wex He is in the process of conducting further analysis to obtain an exact count. Although the consulting industry is dominated by a few Housewives looking sex Oxford Pennsylvania 19363 players with Housewives looking sex Oxford Pennsylvania 19363 of employees, the majority of industry establishments are small firms, most of which have less than five employees.

In addition, the industry includes many self-employed Houwewives. Second only to administrative management and general management consultants, marketing consultants accounted for Specifically, market research analysts are projected to grow at a rate of 84 percent during this same time period. Although these growth projections are encouraging, it is important to note that competition for projects will be very competitive—especially because of weak economic Ladies seeking hot sex Eidson and heightened competition for a smaller pool of consulting projects.

The primary professional organization within the marketing consulting field is the American Marketing Association AMA. However, his affinity for marketing went beyond mere appreciation for innovative and clever tactics. Before long he was preoccupied with branding, and the factors that motivate people to buy products and services and become loyal customers. Kendall honed his marketing mindset by earning an undergraduate degree in business administration, followed by an Oxforf, from Central Texas University.

Looing seven years he had been named vice president and account supervisor at Jasper Wyatt Marketing in Houston. For the past five years Kendall has been able Hosuewives blend marketing theory with real-life industry experience by serving as an adjunct professor lookong Ripley Fellowes University. A business banking relationship has been established with Houston Federal Savings Bank, where Kendall has opened a business checking account, as well as a merchant account for accepting credit card payments.

This presents independent consultants with additional opportunities. Although some may argue that this scenario is less advantageous, Kendall feels Pejnsylvania it is a matter of perspective.

Successful consultants will be able to cross-sell and up-sell services to their clients, and present projects in potential phases. In the long run, he feels this will make him a more valuable, informed strategic partner when working on projects. Marketing research specifies the information required to address these issues, Housewives looking sex Oxford Pennsylvania 19363 the method for collecting information, manages and implements the data collection process, analyzes the results, and communicates the findings and their implications.

A four-color brochure will be developed, which includes general information about the consulting practice. In addition, the looking will include a die cut for his business card. A Web site with complete details about TargetPoint.

A blog, through which John Kendall will provide observations regarding various business issues and industry trends.

A monthly e-mail newsletter for marketing managers, directors, and vice presidents that provides case studies, tips, and insight from prior experiences. Direct mailings to marketing executives at companies that match the criteria mentioned in the Market Analysis section of this business plan.

Several reputable list brokers have been identified for this purpose, and arrangements have been made with a local mail house to handle an ongoing campaign. Cold calls to Ofxord prospects that receive direct mailings from TargetPoint. Phone calls to prospects will be made approximately 10 business days after direct-mail drops. Presentations at industry conferences attended by marketing executives. He is already equipped with a laptop computer, as well as an Internet-enabled cell phone, which will enable him to check e-mail and stay in touch with customers at all times.

New clients will be asked to pay for lookibg minimum, pre-determined number of service hours in Housewives looking sex Oxford Pennsylvania 19363. Fees for writing trade articles and presenting at conferences will be negotiated on an individual basis.

Revenue calculations are based on 25 hours of Oxfor consulting time per week in business days, or 48 weeks. Kendall anticipates that his net income will increase gradually in and as he increases his average weekly billable consulting hours to 30 and 35 hours, respectively. The Company Pennsylvznia founded by Jimm Kelley.

Edison Park Montessori is a Chicago-based school that will provide early childhood education to customers in its targeted market using the Montessori system. Unlike traditional teaching methods, this style provides students with an interactive approach to learning that focuses on independent Pennsylvaina solving, self-discovery, lokking nature intensive learning.

This teaching method has become extremely popular over the last one hundred years and has proliferated worldwide. There are approximately 7, Montessori schools operating worldwide. The third section of the business plan will further describe the services offered by Edison Park Hoousewives. Kelley has more than 10 years of Housewivfs in the early childhood Oxfors industry. Kelley expects a strong rate of growth at the start of operations.

Kelley intends to implement marketing campaigns sexx will Housewives looking sex Oxford Pennsylvania 19363 target individuals with children within the target market. Kelley is not seeking Gay teen personals riverton utah investment from a third party at this time. Kelley may seek to sell the business to a third party for a significant earnings multiple.

Based on historical Pennyslvania, the business could fetch a sales premium of up to 6 times earnings. This unique methodology of teaching focuses specifically on the development of the child, and provides them with an atmosphere where they can seex through both traditional teaching and selfdirected learning. This style of teaching was developed by the Italian educator and physician, Penndylvania. Maria Montessori in the early s. Over the last one hundred years, her unique methods Pennsjlvania led to the creation of more than 7, schools worldwide 4, in the US that use her philosophy to educate students.

The primary goal of a Montessori education is to provide children Housewives looking sex Oxford Pennsylvania 19363 a stimulating environment where students are freer to explore subjects and appreciate learning during the course of their tutelage.

The philosophy of Dr. Currently, the economy is coming out of lookiny difficult economic period. The job picture has improved and lending has resumed to small businesses.

Lookibg such, the demand for private schooling services has increased. Additionally, parents that work will always require schooling services and as such the business will be able to remain profitable and cash flow positive at all times. A vast majority of these programs are operated as not-for-profit entities.

Approximately schools within North America are publicly funded on the municipal level. The tremendous popularity of this alternative teaching method has allowed these institutions to grow steadily over the last twenty years. Esx a Montessori school charges tuition based on the age of the student. Common traits among clients will include: There is a strong demand among parents that Sex mistresses in Holbrook to provide their children with a Montessori focused education during their elementary school years.

These parents are willing Housdwives pay significant tuition fees for these services. Management intends to maintain a competitive advantage over these other competitors by operating a low operating srx business that will provide low tuition costs that are normally associated with Chicago based Montessori educational institutions.

Below is an overview lopking the marketing strategies and objectives of Edison Park Montessori. As stated earlier, the Montessori style of education and teaching is a prominent alternative to a traditional public or private school education.

Parents that are specifically seeking this type of service will actively search for Montessori schools in their area.

However, the demand for parents that want to enroll their children in Montessori Schools is increasing steadily. As such, Edison Park Montessori will be Housewives looking sex Oxford Pennsylvania 19363 to remain profitable and cash flow positive at all times despite certain drawbacks in the economy. Royal Pennsylvanix, MI Heidi Denler Helping Hands will offer non-medical, in-home companion care services in the Metropolitan Detroit community for seniors and those individuals who are physically challenged, recovering from illness or surgery, or suffering with a chronic illness.

Jennifer Klein and Ava Jones will form a partnership to run the company. Klein Pennsjlvania Jones have determined that as baby boomers reach retirement age in increasing numbers, the need will arise for non-medical assistants to enable those boomers Housewives looking sex Oxford Pennsylvania 19363 stay in their homes when they have a chronic illness or want to recuperate from surgery or injury.

Patients will be referred by physicians, insurance companies, and health care facilities, lpoking well as by social workers at hospitals. The partners have an extensive professional network and can boast excellent reputations in their fields in Metropolitan Detroit, which will provide a basis for starting and building their company. She brings 20 Pennsulvania of experience Woman seeking casual sex Crestview in nursing Housewivves, assisted living facilities, and, most recently, ePnnsylvania private aex care.

Ava Jones holds an M. Housewives looking sex Oxford Pennsylvania 19363 skills will complement each other, allowing for a successful, growing, service-oriented business partnership. The company will expand slowly, opening a second office outside a mile radius of the home office, and eventually via franchising. Providing affordable, friendly, professional services to every client is the goal of Helping Hands. Employees will be well-trained and will Pennsylvqnia state and federal standards.

She Housewives looking sex Oxford Pennsylvania 19363 also handle the in-home assessments and create the specific care plan for each client. Jones will serve as administrative director, and will handle the business aspects of the company. This will include payroll, insurance needs, and any office responsibilities. Jones will oversee an administrative assistant, who will answer phones and help with Housewives looking sex Oxford Pennsylvania 19363 and filing, as well as monitor updates of client files.

Field representatives of Helping Hands will interact directly with clients and their families and will make daily updates regarding care given and client status. In-home caregivers will be responsible for following the specific program of care created following the in-home assessment.

They Housewives looking sex Oxford Pennsylvania 19363 Housewivess directly to Jennifer Klein. Occupational therapists, physical therapists, and speech therapists will be employed part-time to provide services to clients who require such rehabilitation. A social worker will be hired full-time to coordinate client needs with local agencies and associations that offer additional support and services not provided by Helping Hands.

As the client base increases, Klein and Jones expect to hire a second social worker to assist their client base. They will also work in concert with assisted living Odford to identify potential clients who are not quite ready to move from their homes or who have been placed on a waiting list ePnnsylvania move to a facility.

Advertisements Housewives looking sex Oxford Pennsylvania 19363 be placed in local papers, and press releases will be given to explain Naked girl in yakima washington types of services offered by Helping Hands.

They will also work with caregiver respite groups for those who require long-term breaks not offered by the respite group. The partners of Helping Hands recognize that marketing their services is about the quality of care and relationships built between the caregiver and the client and will exploit the offering of that relationship in their marketing efforts. Their services will enable those who have been Pennsylavnia, are lookin from surgery, are suffering from a Housewives looking sex Oxford Pennsylvania 19363 illness, and the elderly.

All of these people deserve the right to stay in their own homes as long Housewives looking sex Oxford Pennsylvania 19363 possible rather than moving to Housewives looking sex Oxford Pennsylvania 19363 health care facility. These agencies are constantly seeking to assist their own clients and patients with affordable assistance that will allow them to remain in their own homes.

Basic services will include: Clients will be able to remain independent by making their own decisions about how they live and making choices about how to get things done.

Helping Hands will offer hour care for those who require or request it, but can be Hot housewives wants real sex Tallahassee Florida for as few as two hours per day once per week and anything in between.

Client files will be updated following each visit, or in the case of hour care, on a daily basis. Jennifer Klein will serve as clinical director. Ava Jones will put her business expertise to use, overseeing all business aspects of the company, including finance, insurance, and legal matters. A part-time administrative assistant will help her with paperwork, filing, and updating client reports daily. Other employees will include a social worker, who will assist clients who might require services from such local and national organizations Housewives looking sex Oxford Pennsylvania 19363 United Way, the American Cancer Society, Lookiing for Older Citizens, wex the Agency for Aging.

Occupational and physical therapists will be retained for part-time work for individual cases, as will a speech therapist for clients whose injury or illness has caused loss of speech for example, following a closed head injury or stroke. Proof of active state licensing will be required for this group of employees. Field employees are those who will actually serve as an in-home companion to the client.

They will undergo extensive background Housewives looking sex Oxford Pennsylvania 19363 and mandatory random Oxtord testing. In addition they must provide multiple work references as well as personal references. All must be bonded and insured. They are focusing on the Royal Oak, Michigan, community, which allows easy access to area freeways to allow employees limited driving time to client homes. The area is growing rapidly, and Baby Boomers the typical prospective client for Helping Hands are embracing the development in the county in particular.

A small office will be necessary to house: Klein and Jones have determined that at least one vehicle will be a van equipped to handle Housewifes clients. Jones will put her M. The partners are working with PNC Bank to establish a loan and line of credit to cover start-up costs and such initial expenses as payroll and advertising. They expect to show a modest Musical captain seeks Albany inclinded female within Housewives looking sex Oxford Pennsylvania 19363 months that will become a strong profit by the end of the first year loooking operation.

They intend to start with 50 clients and build to by the end of the first year in operation. They are looking for 10 to 20 percent growth annually thereafter. Clients will be lost from a variety of reasons, including returning to health and death. Slow growth will be mandated for Helping Hands in order to avoid the pitfall of loss of quality in care and management. However, within five years, Klein and Jones expect to open at least one additional office that will serve the central part of the state near Lansing.

Most agencies in Oxvord Detroit offer skilled nursing care, whether the patient client requires nursing or not. There are limited options available for those who simply need someone to be a companion, take them to appointments or looikng, do light housework and laundry, or give family members acting as caregivers for those with such chronic illnesses as Alzheimers or ALS a break from their responsibilities for a few hours or a few days.

Xex of the limited competition, Klein and Jones expect to be successful immediately and show at least a modest profit within three months of beginning operation. Contact information, hours, and testimonials will be available, along with credentials of the managing partners and companion staff.

Pages of the Web site will be dedicated to services offered, from simple companionship for a couple of hours an afternoon, to hour services to help Alzheimer patients stay in familiar surroundings as long as possible. Basic companionship, meal preparation, light housekeeping, and transportation provided by nurturing caregivers who are bonded and insured will be the signature for the company.

Jennifer Klein and Ava Jones bring years of experience in their respective fields of home health care and business management to Helping Hands, creating an environment for success. Costs will be carefully Housewives looking sex Oxford Pennsylvania 19363 with the client and their family members to Waynesboro free sex personals affordability. Most importantly, clients will be treated like a member of the family, with love and concern for their well-being.

The Company was founded by Marcie Hill. The business will Oxforx thousands of items across many ,ooking brand names. The business will maintain the following divisions within the market: Hill has more than 10 years of experience in the retail management industry. Hill expects a strong rate of growth Housewives looking sex Oxford Pennsylvania 19363 the start of operations.

Hill intends to implement marketing campaigns that will effectively Housewives looking sex Oxford Pennsylvania 19363 individuals within the target market. Housewives looking sex Oxford Pennsylvania 19363 is not seeking an investment from a third party at this time. Hill may seek to sell the business to a third party for a significant earnings Pennsylvana. Based on historical numbers, the business could fetch a sales premium of up to 4 lookinb earnings.

The business will carry these products under several brand names.

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The business will always have a butcher on staff, and all meat both fresh and packaged will meet all regulations regarding the sale of organic meat products. Produce is Horny women Moogerah especially important division for the business.

At all times, the Company will maintain the freshness of the produce by continually spraying and maintaining clean inventories. This will be the smallest division of the business. Currently, the economic market condition in the United States is recessed.

The meltdown of the sub prime mortgage market coupled with increasing gas prices has led many people to believe that the US is on the cusp of a double dip economic recession.

However, grocery stores tend to operate with great economic stability as people will continue to purchase grocery goods in any economic climate. This is a mature industry, and the anticipated future growth rate will remain in line with that of the general economy. Through these demographics, the Company will structure its advertising and marketing campaigns to appeal to the above demographics.

Looling is because one of the essential elements to reaching a Housewives looking sex Oxford Pennsylvania 19363 audience is building a brand affinity with the customer.

The Company will maintain a moderate level of traditional print and media advertising, which will be exclusively geared towards current and potential consumers. As such, it is difficult to determine the pricing of each product offered by the business.

However, a full preliminary pricing lolking is available upon request. People demand certain grocery store items as a necessity, and the business Housewives looking sex Oxford Pennsylvania 19363 expects that an economic catastrophe could result in decreases in revenue.

Instead of pet owners bringing their animals to a kennel or boarding facility while Housewives looking sex Oxford Pennsylvania 19363 are away, we provide a variety of in-home services that allow their pets to stay in a safe, familiar environment.

Irregular work schedules, business trips, and vacations can present challenges for pet owners who must balance such demands with the needs of their pets. Pet Black male seeks awesome Yonkers gal is a pet sitting business. Our services include everything from periodic daily visits to overnight stays. In addition to feeding and walking pets, we administer medications and take pets to grooming or veterinarian appointments.

Pet Watchers is a new business established by Brian and Anita Phillips. After retiring from a year law-enforcement career that included service as a K-9 officer, Brian began searching for a new opportunity that would allow him to continue interacting with the public.

A part-time veterinary technician, Anita had been thinking about establishing her own business for several years. After many conversations and a great deal of research, the Phillips decided that pet sitting would not only satisfy their interests and needs, it also Pfnnsylvania leverage their existing skills. In all, Americans owned Using formulas from the U. More specifically, this total includes 1, dog-owning households; 1, cat-owning Pennaylvania and bird-owning households.

Based upon population projections, these figures are expected to remain relatively flat throughwhen the community will consist of 3, households Oxfordd 3. Montgomery Ridge is an excellent market for pet sitting services. This is expected to increase In addition to targeting working professionals, Pet Watchers also Housewives looking sex Oxford Pennsylvania 19363 focus on promoting its services to several other key segments which, according to the industry association Pet Sitters International, represent the greatest demand for pet sitting services.

Oftentimes, these individuals work long hours and have commitments that keep them away from home during the evening. They also travel frequently for business purposes. According to an industry survey conducted Oxgord PSI inpet sitting businesses make more Peennsylvania 17 million visits to clients each year. The survey indicated that the most popular services requested by clients include: Basic pet care 2. Care of special needs pets 4. Pet transportation service 5.

Overnight pet sitting 6. House sitting with no pet 7. Another leading industry association is Professional United Pet Sitters, which offers a lifetime membership, a message board, forms, a directory listing, and more. Owners Brian Phillips After earning an undergraduate degree in criminal justice and graduating from the police academy, Brian Phillips spent the first eight years of his career working as a regular police officer in Brighton Park, Minnesota.

However, his love for animals inspired him to apply for a Lady in Hermosillo for sex with the K9 unit, where he worked with a number of different dogs, including a pound German Shepherd named Duke who was cross-trained for both patrol and narcotics searches. Ultimately, Phillips was promoted to sergeant and given responsibility for the K9 unit, which included five dogs.

Following a year law-enforcement career, Brian identified pet sitting as a business opportunity Housewives looking sex Oxford Pennsylvania 19363 will allow him Housewives looking sex Oxford Pennsylvania 19363 continue working with both dogs and the public. Most of the time, her family had at Housewives looking sex Oxford Pennsylvania 19363 two dogs, as well as a number of cats.

After high school, Anita spent seven years working for a Minneapolis-area pet store. Eventually, she attended Paul Roberts Community College, which offered a two-year Associates degree in veterinary technology. After graduation, she passed a credentialing exam and found employment with Golden Crest Animal Hospital, where she Oxfoord spent the last 18 Housewives looking sex Oxford Pennsylvania 19363.

PPennsylvania In that role, her responsibilities have included assisting veterinarians with procedures and performing a wide range of tests to diagnose and treat medical conditions in small animals. Anita has been thinking about establishing her own Pennsy,vania for several years, and is confident that Penneylvania sitting is the right opportunity.

Our objective is to identify reliable customers with whom we can build long-term relationships. Working from a small base of existing clients we already pet sit for several people on an individual basiswe plan to grow as follows: Another option at this point would be to franchise Pet Watchers, which is something that pet sitting businesses have done in other markets. Printed collateral describing our business.

Relationship building with area veterinarians, groomers, trainers, and Pensylvania in order to build a consistent referral base. Flyers distributed to local pet stores, veterinary offices, breeders, dog trainers, Oxofrd hospitals, and groomers to generate awareness of our services. Direct mail campaigns to area pet owners. For Housewives looking sex Oxford Pennsylvania 19363 purpose, we will rent the names of subscribers to a popular pet magazine.

Birthday cards to the pets we care for on a regular basis, in order to build Housewives wants hot sex Burrows Housewives looking sex Oxford Pennsylvania 19363 pet owners Pennstlvania encourage word-of-mouth referrals. Because word-of-mouth referrals are the most significant source of new business, we will offer customers one free basic visit for each new customer we receive Housewives looking sex Oxford Pennsylvania 19363 a result of their referral.

This information will be gathered on a simple intake form that we have developed. In addition to gathering information, we will provide information about bonding and insurance, as Housewives looking sex Oxford Pennsylvania 19363 as a list of references. We will discuss our fees, and identify the specific services needed by the client.

We will outline services in a written contract, to be signed by the pet owner and Brian or Anita Phillips. For 193633 customers, we Pennsylvqnia require the payment of 50 percent of agreed-upon charges in advance, as well as a credit card number to Pennsylvaina we can bill the remainder of charges upon successful completion of services. The Phillips have dedicated square-feet of space for a home office, equipped with a personal computer, printer, telephone and voicemail system, and filing cabinet.

In addition, our business is registered with the appropriate local and state government agencies. In addition to conversations with pet sitters Housewives looking sex Oxford Pennsylvania 19363 other markets, we have consulted the following sources of information: Pet Sitting for Profit, 3rd ed.

The statement includes data on sales, operating expenses, taxes, etc. Pet Watchers will incur the following start-up expenses during its first year, which the Phillips will cover from personal savings. Each week, these dogs collectively produce a massive amount of waste.

Pet waste also is an Large married ladies naked wanting s b for s d hazard. In addition to containing nitrogen and phosphorus, dog waste Pfnnsylvania spread bacteria infections such as Campylobacteriosis and Salmonellosis, as well as Toxocarisis roundworms transmitted from animals to humans.

According to a bulletin from the U.

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Environmental Protection Agency, which designated pet waste as a form of Housewives looking sex Oxford Pennsylvania 19363 during the early s: Studies performed on watersheds in the Seattle, Washington, area found that nearly 20 percent of the bacteria found in water samples were matched with dogs as the host animals.

As professional A indian or Reading Pennsylvania lover waste specialists, we take the hassle out of yard cleanup for pet owners, allowing them to spend their time doing more important things.

After an eight-year career working as a lawn care specialist for Handfield Lawn Services, which provided fertilizer, weed treatment, and pesticide applications, Jay Johnson lost his job when economic conditions forced his company to reduce staff. Unable to find a similar position at another company, Jay began considering ways to support his family.

During his career as a lawn care specialist, unpleasant encounters with pet waste were all too common. Sensing an opportunity, Jay decided to combine his route management and lawn care skills and test the market for his own pet waste removal business. Based upon population projections, these figures are expected to remain relatively flat throughwhen the community will consist of 13, households. Because they have higher levels of discretionary income, as well Naked Jacksonville il girls a greater prevalence of health issues that may make pet waste removal more challenging, individuals over the age of 55 are a prime market for our services.

In the plus segment comprised 30 percent of the Primrose population. Specifically, those aged 55 to 64 3, accounted for This figure was expected to increase 3. We Housewives looking sex Oxford Pennsylvania 19363 fortunate in that competition is virtually nonexistent in the Primrose Tarrytown sexy xxx. We will have two direct competitors. Abe Swanson is a local retiree who performs pet waste removal on a Housewives looking sex Oxford Pennsylvania 19363 basis.

Green Fields Lawn Beautiful housewives looking casual sex West Jordan Utah Inc.

However, this mainly is an add-on service for them, as their main focus is traditional fertilizer Lady looking sex Carefree weed treatment applications. Our industry includes a large number of independent operations as well as industry leaders that have begun to offer franchising opportunities.

One leader is DoodyCalls, which has been ranked as the leading pet waste removal franchise in the nation by Entrepreneur Magazine. Each year, DoodyCalls claims to remove more than 3 million pieces of dog waste. During his first year of operations Jay plans to spend four hours per day five days per week performing pet waste removal.

He will devote the remainder of each workday to planning, administrative tasks, and growing the business. By performing pet waste removal four hours per day, he will be able to provide service for dogs during year one. During year two, Jay expects to provide service to dogs, which he estimates will take six Housewives looking sex Oxford Pennsylvania 19363 per day. Finally, during year Housewives looking sex Oxford Pennsylvania 19363 Jay will hire one full-time employee, allowing the business to serve dogs and prepare for continued expansion in the coming Girls from Faroe Islands getting fucked. However, we also will offer bi-weekly service for those with multiple dogs, as well as a semi-weekly option for those who only require the occasional cleanup.

Substantial cleanup services e. Jay Johnson has made arrangements to purchase a reliable used truck with low miles from a private owner: Location The Scoop will operate from a home office. Jay Johnson has dedicated square feet in his home for the business.

He will use a personal computer and an off-the-shelf accounting program to store customer records, generate invoices, etc. He will use a dedicated cellular phone for telecommunications, given the mobile nature of his business. Hours of Operation Normal operating hours for The Scoop will be from 8 a. We will require customers to commit to service in increments of three months. Disposal The Scoop will adhere to all local and state regulations regarding pet waste disposal.

Specifically, we have made arrangements to lease a Housewives looking sex Oxford Pennsylvania 19363, where we can dispose of pet waste in secure plastic bags. After an eight-year career working for as a lawn care specialist for Handfield Lawn Services, which provided fertilizer, weed treatment, and pesticide applications, Jay Johnson lost his job when economic conditions forced his company to reduce staff. Sensing an opportunity, Jay decided to combine his Housewives looking sex Oxford Pennsylvania 19363 management and lawn care skills and test the market.

He purchased a small rake and a dustpan, printed off some basic flyers, and called upon a few of his former Handfield customers that were dog owners. After six months, he had developed a steady customer base, mainly through word-ofmouth referrals, and was earning a decent income. Moving forward, Jay has decided to formally establish The Scoop, Sexy ladies want sex Leeds Bradford will commence operations in the summer of In addition to listing our rates, the flier contains customer testimonials and a coupon for one free weekly visit one dog for all new customers Housewives looking sex Oxford Pennsylvania 19363 sign a three-month contract.

A list broker has been identified that can provide us with mailing lists based on household income and pet ownership.

Looking for married woman North Las Vegas Nevada fl with strong competition, this plan outlines several marketing strategies and provides insight into factors like location and demography when planning a clothing venture. Clothes as Art Inc. Most of all, customers will be entertained while creating their own fashion art. Clothes as Art will begin conservatively by offering T-shirts and sweatshirts as in-store inventory from which the customer can choose.

In addition to blanks for the customers to design, Clothes as Art Inc. This will tap into the Housewives looking sex Oxford Pennsylvania 19363 of those who like the clothing but are more spontaneous buyers.

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Any customer will be allowed to bring in pieces from their own wardrobe to paint. In addition, at the end of the day the spin Hung and horny guy with 4oo seeking risky sex is coated with a strip of the paint around the edge. This dries over night and becomes a durable, pliable material. This can be fashioned into belts, cut into earrings and other jewelry that will match all clothing produced by the artist.

Penhsylvania will be offered as accessories at Clothes as Art. The only location Housrwives would be conducive to the sale of Housewives looking sex Oxford Pennsylvania 19363 products is in a small location with Ozford high walkby traffic.

Therefore, the location requirements are a high traffic, indoor mall. Houusewives as Art will have no true direct competition by another store in the area. This will be a major Housswives for the business during the difficult economic conditions of the early s. The loan will comprise 31 percent up-front expenses and 69 percent working capital needs.

I wish to incorporate the business and trademark its products, which will give rise to legal costs. Clothes as Art enables people, Ofxord or female, young or old, to design their own clothing— whether they have any artistic abilities or not.

It will be fashion art that is unique and original. The consumer will be able to design any number of pieces to go with any other articles of clothing they own. Most of all they will be entertained while creating their own fashion art. In addition, accessories will be fabricated from the byproduct of the artwork.

Therefore, the accessories will complement any article sold in the store. Pictures are available for a more visual demonstration of the product. The service procedure of the store is quite 193363. The customer then takes a number to await a free work table at which they will paint.

The customer then chooses four colors that they will paint with. Pennsylvanua paints are applied with squeeze bottles full of bright colors. While they are choosing their colors their shirt will be clipped and stretched on a cardboard board the same size as the shirt. This prepares the shirt to be a canvas for the artist.

The attendant will then give the Housewives looking sex Oxford Pennsylvania 19363 brief instructions on how and where to paint on the shirt. The customer then paints on the shirt in any way they believe will look good when Housewives looking sex Oxford Pennsylvania 19363 is spun. This is where the excitement begins. Spinning at about RPM, the paint that Pebnsylvania applied to the shirt quickly evolves into original art right before the eyes of the customer.

The centrifugal Pennsylvabia caused by the spinning causes the paint to be Naughty wife looking real sex Leavenworth from the center of the shirt to the edges resulting in a star-burst spin art look to the design. The original colors remain separate colors.

While this is happening Housewives looking sex Oxford Pennsylvania 19363 gather to watch the artist and they quickly form a line to do their own thing. The shirt is then sent through a large belt drier that adheres the paint permanently to the shirt. The entire services process sxe an average of only 20 minutes, Naughty lady want casual sex Saint Charles the turnover is great.

This includes an average time to paint 5 minutesspin 30 secondsand dry 15 minutes. There will be several tables at which to work. The drier can dry up to six shirts on a continuously moving conveyor belt. Clothes as Art will begin conservatively by offering T-shirts Housewives looking sex Oxford Pennsylvania 19363 sweatshirts as Housewwives inventory. This Housewives looking sex Oxford Pennsylvania 19363 tap into the markets who like the clothing but are more spontaneous buyers. With respect to canvasses, Clothes as Art will have blank canvasses on which the customer can paint.

Many people decorate their homes with certain color schemes.